The ERC-3643 standard is a fundamental technology in the world of regulated digital assets. Designed for the issuance and management of security tokens, ERC-3643 enables the tokenisation of financial assets and real estate while guaranteeing regulatory compliance. In this section we will explain in a clear and accessible way what this standard consists of, how it works and its importance in tokenisation.
Definition of ERC-3643
ERC-3643 is a token standard based on the Ethereum blockchain, developed specifically to represent regulated assets and comply with financial regulations. Unlike other token standards, such as ERC-20 or ERC-721, ERC-3643 incorporates access control and identity verification mechanisms to ensure that only authorised users can own and transfer tokens.
This standard is widely used in the tokenisation of real estate assets, allowing platforms such as TokenKey to offer secure and regulated digital investments.
Main Features of ERC-3643
Regulatory Compliance: Enables compliance with KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations.
Access Control: Only verified users can own and transfer tokens.
Interoperability: Compatible with smart contracts on the Ethereum blockchain.
Compliance Automation: Facilitates the implementation of automatic transfer rules.
Security and Transparency: Ensures that all transactions are verifiable and recorded on the blockchain.
How does ERC-3643 work?
The token management process under the ERC-3643 standard follows a series of steps that guarantee security and regulatory compliance:
Identity verification: Investors must go through a KYC/AML process before acquiring tokens.
Token issuance: Once verified, users can receive and own ERC-3643 tokens.
Transfer rules: Tokens can only be transferred between users who comply with the regulations.
Blockchain registration: All transactions are recorded in a secure and verifiable manner.
This system guarantees that tokenised investments are secure, regulated and accessible only to authorised users.
Applications of ERC-3643 in Asset Tokenisation
Real Estate Investment: Allows the issuance of tokens representing shares in real estate.
Regulated Financial Assets: Facilitates the tokenisation of bonds, shares and other financial instruments.
Investment Platforms: Used by companies such as TokenKey to ensure security and compliance in digital transactions.
Global Accessibility: Verified investors can participate in digital markets without the need for traditional intermediaries.
Importance of ERC-3643
The ERC-3643 standard is a key part of the evolution of digital investment, providing security and regulatory compliance to asset tokenisation. Thanks to its implementation, platforms such as TokenKey can offer accessible, efficient and regulated investments in real estate and other financial sectors.
If you would like to know more about how ERC-3643 facilitates the secure and regulated tokenisation of assets, please consult our help sections or contact us directly.