Financial assets are essential instruments in the world of investment and finance. They are the means by which individuals and companies can manage their money, generate returns and participate in regulated markets. In this article, we will explain in a clear and accessible way what a financial asset is, how it works and why it is important in the TokenKey investment model.
Definition of financial asset
A financial asset is any security or right that represents an economic value and can be exchanged in a market. Unlike physical assets, such as a property or a vehicle, financial assets do not have a material presence, but rather represent a property right or a debt.
In the case of TokenKey, the financial assets are fixed income tokens, which represent a fraction of the investment in real estate projects in the development and sales phase.
Characteristics of financial assets
Liquidity: Some assets can be easily sold on secondary markets, although TokenKey tokens are currently only traded on the primary market.
Profitability: They generate an economic return depending on the conditions of the financial instrument.
Security: Depending on the applicable regulation, some financial assets offer guarantees of protection to the investor.
Regulation: They are supervised by financial entities that guarantee their legality and transparency.
Types of financial assets
There are different types of financial assets according to their nature and function:
1. Fixed income financial assets
These are those that offer a predefined return over a certain period of time.
Examples include:
Government bonds
Corporate bonds
TokenKey investment tokens
2. Variable income financial assets
Their profitability depends on the performance of the markets and is not guaranteed.
Examples:
Company shares
Investment funds
3. Financial derivatives
These are instruments whose value depends on another underlying asset, such as financial futures or options.
How do financial assets work in TokenKey?
In TokenKey, investors acquire fixed income tokens, which represent a fraction of the investment in a real estate project in the process of being completed and sold. It works as follows:
Selection of the project: Investors choose which project they wish to participate in.
Acquisition of tokens: The tokens corresponding to the investment made are acquired.
Completion and sale of the property: TokenKey manages the completion of the work and its subsequent sale.
Distribution of profitability: At the end of the issue, the investor receives the capital contributed plus the interest generated.
Importance of regulated financial assets
The TokenKey model, which in collaboration with its partners, operates in compliance with the European Union's MiFID II regulations. This guarantees that the tokens issued are regulated financial assets, providing security and transparency for investors.
Therefore, financial assets are fundamental for investment and economic growth. At TokenKey, investors can access an investment model based on fixed income tokens, with predefined returns and backed by real estate assets under development. Thanks to European regulation and the transparency of the platform, each investor can participate with confidence and security in opportunities in the digital real estate sector.